Most Common Property Damages

11/1/2019 (Permalink)

The following list are the most common damages SERVPRO of Morris/Ottawa gets calls for. Our trained professionals are ready to assist in restoring your home or business no matter what your emergency may be. 

• Hail Damage
• Roof Damage
• Water Damage
• Sewer Back Up
• Freezing Pipes
• Fallen Trees - There are many reasons a tree might fall, and whether or not it caused damage to property becomes important for the purpose of paying a claim. Different policies offer different types of coverage.
• Ice dams forming on the roof
• Weight of snow and ice on the roof causing damage
• Wind damage (Which can include fallen trees and shingles or bricks flying off buildings and roofs)
• Loss or displacement due to power failure (which may include food loss, depending on your type of policy)

• Flooding due to melting snow, a sudden thaw, or excessive rainfall
• Water infiltration into the home. This may or may not be covered depending on how the damage is happening. Always call to find out what you might be eligible for.

Although not all damages are covered by insurance, most are. SERVPRO of  Morris/Ottawa also offers self pay options for damages that are not covered by insurance. 

The major exception to most policies is flood damage. Flood damage is not usually covered by the home insurance company in the United States; you can find out more about national flood insuranceon the FEMA website.